Bank Alfalah’s Alfa Mall PTA Approval Service for Samsung Galaxy S22 Series: A Breakdown
An exclusive service for Bank Alfalah credit card holders to get their Samsung Galaxy S22 series phone (S22, S22+, or S22 Ultra) PTA approved through Alfa Mall in installments.
Key Features
Interest-free installments: Spread the cost of the phone’s PTA approval fee over 3 or 6 months, starting at Rs. 21,666 per month for the total cost of Rs. 129,999.
Convenience: Skip the hassle of dealing with the PTA directly and manage the process through Alfa Mall.
Transparency: 5% processing fee clearly communicated upfront.
Fast turnaround: Approval expected within 12 working days.
Easy tracking: Check your phone’s approval status online or via SMS.
How it works
Browse Alfa Mall: Select your desired Samsung Galaxy S22 model and choose the 3 or 6 months installment plan.
Provide information: Enter your CNIC number and your phone’s 15-digit IMEI number.
Complete transaction: Pay the first installment and processing fee.
Alfa Mall takes care of the rest: They generate a PTA approval request on your behalf.
Wait for approval: Expect your phone to be approved within 12 working days.
Track your status: You can check the approval status online on the PTA website using your IMEI number or by sending it via SMS to 8484.
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Additional notes
This service is only available for Bank Alfalah credit card holders.
The processing fee of 5% is non-refundable.
Make sure you have the correct IMEI number of your phone as it’s crucial for identification and approval.
Keep in mind that the approval process might take longer than 12 days in some cases.
Overall, this service offers Bank Alfalah credit card holders a convenient and affordable way to get their Samsung Galaxy S22 series phone PTA approved through installments. Be sure to review all the terms and conditions before proceeding.
Should You Avail This Offer?
Deciding whether to avail Bank Alfalah’s Alfa Mall offer for PTA approval of your Samsung Galaxy S22 series on installments or buy directly from Samsung depends on your individual circumstances and priorities. Here’s a breakdown of the pros and cons of each option to help you decide:
Bank Alfalah’s Alfa Mall offer
Pros
Interest-free installments: Manage the cost conveniently, especially if the full PTA approval fee upfront feels challenging.
Convenience: No need to deal with the PTA directly. Alfa Mall handles the process for you.
Faster approval: Potentially quicker than going through the PTA yourself, with approval expected within 12 days.
Cons
Processing fee: The 5% processing fee adds to the overall cost.
Limited to Bank Alfalah credit card holders: Not available to those without this specific card.
Potential delays: While typically within 12 days, approval could take longer in some cases.
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Buying directly from Samsung
Pros
No additional fees: Avoid the processing fee charged by Alfa Mall.
Greater choice: You may have access to a wider range of models and configurations directly from Samsung.
Potentially faster: Depending on current processing times, it could be even faster than Alfa Mall’s 12-day target.
Cons
Full upfront cost: You need to pay the entire PTA approval fee at once, which might be inconvenient for some.
Less convenient: You’ll need to handle the PTA approval process yourself.
No installments: Not offered by Samsung itself, unless through partnered financing options.
Ultimately, the best option for you depends on your preferences:
Choose the Alfa Mall offer if:
You prefer managing the cost through installments.
You want a convenient, hands-off approach to PTA approval.
You have a Bank Alfalah credit card.
Choose to buy directly from Samsung if:
You want to avoid the processing fee.
You need the phone as soon as possible and feel confident handling the PTA yourself.
You require a specific model or configuration not available through Alfa Mall.